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Electronic Check Re-Presentment Service: CheckTrack

Improve your recovery rates on returned checks
CheckTrack™ offers merchants a quick and efficient way to collect returned checks.

Features & Benefits
  • Improve check recovery rates without uncomfortable phone calls
  • Increase cash flow through more timely collection of NSF checks
  • Receive 100% of face amount for each collected item
  • No per item fees, regardless of volume
  • Download the CheckTrack user guide

How does CheckTrack work?
CheckTrack converts eligible deposited items that are returned for insufficient (NSF) or uncollected (UCF) funds into electronic transactions and re-presents them. The check writer's account is debited for the face amount of the check plus the returned check fee. CheckTrack will even make two collection attempts if needed. Once funds are collected, the full face amount is then electronically credited to your checking account.

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How can I start using CheckTrack?
When you open any FirstMerit Business Checking account you will be able to take advantage of this service.

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