FirstMerit Mortgage

24 hour Contact Center
Call 1-888-554-4362

Contact Information
   Email us
   Call 1-800-562-6694 ext. 2280
   Visit your nearest FirstMerit branch

New Home Purchase and Refinancing

We'll help you find the loan option that fits your lifestyle.

Conventional Fixed Rate Mortgage

Interest rates set daily
Available with 10, 15, 20, 30, and 40 year terms
Private Mortgage Insurance (PMI) required if down payment is less than 20% unless mortgage qualifies for split loan.
No down payment loans
Flex 100
LTV will vary on investment properties

Adjustable Rate Mortgage (ARM)

Interest rates set daily
Available with 10, 15, 20 and 30 year amortization schedules
Interest rate adjustment periods of 1, 3, 5 or 7 years from anniversary of loan
Private Mortgage Insurance (PMI) required if down payment is less than 20% unless mortgage qualifies for split loan.
No down payment loans

Interest Only

30-year loan allows buyer to make interest-only payments for first 10 or 15 years
Lower monthly payments
No pre-payment penalties
ARMs or fixed rates

Click here to access our mortgage calculators.