Home Equity Loan or Line of Credit Do you own a home? If so, consider a FirstMerit Home Equity Loan or Line of Credit. You can use the money for any purpose; and, in some cases, your interest may be tax-deductible. Consult your tax advisor regarding interest deductibility. Personal Loans When you need a loan for educational purposes, vacation or any other reason, consider a FirstMerit Personal Loan. We offer a wide selection to suit nearly any individual need. Auto/Vehicle Loans Our new or pre-owned Auto, Truck, Boat, Motorcycle and RV Loans can make financing your dream, quick and easy.

Credit Cards For extra buying power, without having to apply for a loan each time, FirstMerit Credit Cards offer a variety of convenient solutions. Mortgage Loans Purchasing a home or refinancing your existing mortgage has never been easier. We understand the importance of getting a home loan that fits your financial needs. And we realize that this decision is a lasting one. That's why we offer a full range of Mortgage options, including refinancing, Building and Lot Loans.

• Easy application process
• Fast approvals
• Competitive rates and fees
• Flexible terms
• Affordable monthly payments
• 1/4% interest rate reduction with automatic payment from a FirstMerit deposit account

Let's get started.
It's easy to apply. Simply apply online now or
call the FirstMerit Loan-By-Phone Line toll-free at 1-800-41MERIT (1-800-416-3748).

At FirstMerit, we want to make sure you receive the loan that most closely matches your needs.
If you'd like a one-to-one consultation, simply call our loan specialists at 1-800-416-3748 or visit any FirstMerit office. First, we'll ask a few questions about your unique situation.

• What monthly payment best meets your needs?
• Would you be better off consolidating debt to lower your payment and interest rate?
• Do you want the flexibility to pay off the loan over time?
• Are you willing to use your home as collateral?
• What monthly payment best meets your needs?

Then, we'll carefully explain your choices, outlining the benefits of each.
Finally, we'll help you select the loan that works best for you.

Do you own a home? If so, consider a FirstMerit Home Equity Loan or Home Equity Line of Credit.
You can use the money for any purpose; and, in some cases, your interest may be tax-deductible.
Please consult your tax advisor regarding tax deductibility.

Home Equity Loans If you prefer the stability of borrowing a single amount for a specific purpose, think about a FirstMerit Home Equity Loan. You receive your money in one lump sum and make fixed monthly payments until the loan is paid off. Competitive rates on various terms Borrow up to 90% of the equity (market value less the outstanding mortgage balance) in your home Loan amounts from $10,000 to $500,000 Learn more. Click here to access our home equity calculators. Apply now for a home equity loan or call 1-800-41MERIT (1-800-416-3748).

Home Equity Line of Credit If flexibility is a priority, a FirstMerit Home Equity Line of Credit is the answer. Apply once, and then borrow whatever you like up to your limit. For added convenience, pay for your purchases with a check or Home Equity Visa® card, which draws funds directly from your Home Equity Line of Credit. As your balance is paid down, your credit line is restored. Competitive rates on all line sizes Lines of credit up to 90% of the equity (market value less the outstanding mortgage balance) in your home Line amounts from $10,000 up to $500,000 Flexible repayment options Interest-only repayment option so you have the flexibility to make the payment that fits your monthly budget (paying only the minimum monthly payment will result in a balloon payment at maturity) Fixed Rate Lock Option gives you optimal flexibility. Learn more. Apply now for a FirstMerit home equity line of credit or call 1-800-41MERIT (1-800-416-3748).

• Easy application process
• Fast approvals
• Competitive rates and fees
• Flexible terms
• Affordable monthly payments
• 1/4% interest rate reduction with automatic payment from a FirstMerit deposit account

Let's get started.
It's easy to apply. Simply apply online now or
call the FirstMerit Loan-By-Phone Line toll-free at 1-800-41MERIT (1-800-416-3748).

At FirstMerit, we want to make sure you receive the loan that most closely matches your needs.
If you'd like a one-to-one consultation, simply call our loan specialists at 1-800-416-3748 or visit any FirstMerit office. First, we'll ask a few questions about your unique situation.

• What monthly payment best meets your needs?
• Would you be better off consolidating debt to lower your payment and interest rate?
• Do you want the flexibility to pay off the loan over time?
• Are you willing to use your home as collateral?
• What monthly payment best meets your needs?

Then, we'll carefully explain your choices, outlining the benefits of each.
Finally, we'll help you select the loan that works best for you.

There's no place like home. At FirstMerit, we understand the importance of securing a home loan that fits your financial needs. We realize that this decision is a lasting one. That's why we offer a full range of mortgage options, including refinancing, building, and lot loans, as well as services to compliment your financial future.

With one call to 1-800-562-6694 or a visit to a FirstMerit Bank branch office, we will set up a time for you to meet with one of FirstMerit's mortgage loan officers to discuss your needs and answer any questions you may have. Our mortgage loan officers bring experience and expertise to the process of making sure you get the right mortgage. To locate the branch office nearest your home or office click here.

Or use our convenient online services to:
Check Rates
Get Preapproved
Apply Online
Learn More about our mortgage options.