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| From free checking to interest bearing checking, our checking accounts are uniquely designed to simplify and add value to your life. |
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Reality Checking |
Gold Checking |
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Reality Checking: Much More Than Free Checking
Reality CheckingSM is STUFFED with features that will really MOVE you, and for a limited time it will MOOSE you, too. Check out our cool account features and when you open your new Reality Checking you'll get a FREE Franklin T. Moose!
Free Account Features & Benefits
- Free Activity Rewards: Earn 5¢ for all debit card purchase transactions, bill pay payments and direct deposits
- Free Checks for Life: Order new checks, anytime, with any design, and don't pay a dime
- Free Non-FirstMerit ATMs: No charge from us to use other banks' ATMs
- Free Wire Transfers: No cost for outgoing foreign and domestic wires
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- Free Overdraft Waiver: Earn one free overdraft fee waiver a year and accumulate them if they go unused
- Free Check Returns: Receive your cancelled checks back in your statement at your request
- Free PIN Transactions: No charge for using your debit card for either PIN or signature transactions
- Additional Features: No cost for Online Banking, Online Bill Pay, direct deposit and overdraft protection available with a FirstMerit credit card (subject to approval)
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Let us call you to answer any questions you might have & help you open your checking account
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Additional Ways To Open Your Checking Account
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| We make it easy to switch banks - download our helpful Switch Kit |
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Current Checking Customers
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Reward will be paid annually within thirty days of the anniversary date of the account opening. The reward will be in the form of a gift card or direct deposit, depending on amount. Refer to the account Terms and Conditions for more details. A $1.00 minimum opening deposit is required. Personal accounts only. One Overdraft Fee or one Returned Item fee will be waived each year the account is open. Waiver may not be used during the first thirty days following account opening. The waiver of one Overdraft Fee/Returned Item fee per year does not imply that FirstMerit will pay items drawn on insufficient funds. The waiver does not imply that the bank promotes the payment of overdrafts. Free checks are available for as long as the account is open and duplicate and business checks are available at an additional charge. ATM owner may assess a surcharge when using a non-FirstMerit ATM fees may apply on transactions made internationally.
Limited time offer: New checking account customers will receive a free stuffed animal (Franklin T. Moose) when opening Reality Checking. While supplies last. Offer ends 12/15/09. Visit a FirstMerit branch for complete details.
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