FirstMerit checking accounts for every lifestyle

Free Checking Account: FirstMerit Reality Checking

Tired of free checking accounts that are not so free? Reality Checking is a free checking account that really works for you. Check out how it pays to have Reality Checking.

Free Account Benefits

Free Activity Rewards
Earn $.05 for all debit card purchase transactions, bill pay payments and direct deposits.
Free Checks for Life
Order new checks, anytime, with any design, and don't pay a dime.
Free Non-FirstMerit ATMs
No charge from us for using other banks' ATMs.
Free Wire Transfers
No cost for outgoing foreign and domestic wires.

Free Overdraft Waiver
Earn one free overdraft fee waiver a year and accumulate them if they go unused.
Free Check Returns
Receive your cancelled checks back in your statement at your request.
Free PIN Transactions
No charge for using debit card for either PIN or signature transactions.
Free Additional Features
No cost for Online Banking, Bill Pay, Debit Card PIN transactions and Credit Card Overdraft Protection.

Open Your Checking Account Today

Call 1-888-554-4362.
Submit a Checking Inquiry Form and we will call you.
Visit your nearest FirstMerit branch.

We make it easy to switch banks - download our helpful Switch Kit.

Interest Bearing Checking: FirstMerit Gold Checking
Enjoy a premier checking account that offers you interest as well as exclusive benefits that maximize the value of your money.
Free Account Benefits Free unlimited check writing and check safe keeping. Free order of personalized checks each year from selected checks styles. Free debit card transactions for PIN and signature transactions. Five free transactions at non-FirstMerit ATMs each statement cycle (other bank ATM surcharges may apply). Free Online Banking and Bill Pay		Additional Account Benefits Higher balances may earn higher interest with interest compounded monthly and credited monthly. Credit Card overdraft protection available (subject to approval). Convenient and easy-to-read monthly statement of your combined FirstMerit accounts. Monthly maintenance fee waived if a minimum balance requirement is maintained.

Open Your Checking Account Today

Call 1-888-554-4362.
Submit a Checking Inquiry Form and we will call you.
Visit your nearest FirstMerit branch.

We make it easy to switch banks - download our helpful Switch Kit.